Affordable Auto
Insurance Here

The average cost of car insurance in the USA is around $147 per month for full coverage, but that varies a lot depending on your state, driving record, age, and the car you drive. Many of our customers find rates significantly lower — our comparison service checks top carriers in your state so you're not paying more than you have to. It's free to check and takes about two minutes.

Yes — completely free. We're a comparison and referral service, which means you pay nothing for our help. We're compensated by the insurance carriers and lenders when you choose a plan, so there's no cost, no hidden fees, and no obligation to buy anything. You can call us, get quotes, ask questions, and walk away at any time.

SR-22 is not actually insurance — it's a certificate your insurance company files with the state on your behalf, proving you have the required minimum coverage. You usually need it after a DUI, serious traffic violation, or license suspension. Not all insurers offer SR-22 filing, but we work with carriers in all 50 states who specialize in it. If you're not sure whether you need one, just call us and we'll look up your state's requirements.

First, check everyone for injuries and call 911 if needed. Then: document the scene (photos, other driver's info, witness contacts), file a police report, and do not admit fault — even if you think you were at fault, let the investigators determine that. Contact us before you talk to the other driver's insurance company. Insurance adjusters are trained to minimize payouts, and having an MVA specialist in your corner from day one can significantly increase what you recover.

Yes, in many cases. While a higher credit score gets you the best rates, several lenders we work with specialize in refinancing for drivers with fair or poor credit. If your credit has improved since you took your original loan — even slightly — you may qualify for a lower rate. We check your options with no impact to your credit score, so there's nothing to lose by finding out what you'd qualify for today.

Yes. Most extended warranty plans we offer cover used vehicles — even high-mileage ones. Coverage varies by plan, but typically includes your engine, transmission, electrical systems, and more. Bumper-to-bumper plans offer the most protection, while powertrain plans cover only the most critical components at a lower price. We'll match you to the right plan for your vehicle's age and mileage. All plans include 24/7 roadside assistance.